Licensed in 30+ States
Private PPO Coverage, Built for Self-Employed and Small Business Owners
We compare 50+ carriers so you don't have to — free, no-obligation guidance from a licensed independent advisor.
- 50+ Carriers Compared
- Licensed in 30+ States
- English & Spanish Support
States Licensed
Families & Businesses Covered
Google Reviews
Google Rating
We compare plans across 50+ top carriers, including
Sound Familiar?
Shopping for Coverage Alone Is Broken
If the process has left you frustrated, you're not imagining it.
You search online…
…and your phone won't stop ringing with call-center spam. Your number got sold the second you hit enter.
You check the Marketplace…
…and without a subsidy, the sticker price makes you close the laptop. There has to be something better.
You finally pick a plan…
…and discover the deductible is so high you're effectively paying twice — once monthly, again when you actually need care.
What Most People Don't Know
Some of the Best-Value Plans for Healthy People Are Private Plans You'll Never See on the Marketplace
If you're reasonably healthy, a medically underwritten private PPO plan can mean broad, nationwide provider access at a meaningfully lower premium than an unsubsidized Marketplace plan — and almost nobody tells you it exists. We compare it against everything else so you can see the real numbers side by side.
Coverage Options
Private Marketplace & Group Options for You
Personalized coverage for individuals, families, or businesses.
Individual & Family PPO
Comprehensive individual and family private PPO health insurance with broad networks, transparent pricing, and a licensed advisor who compares 50+ carriers on your behalf.
See Individual & Family PPO plans →Self-Employed Health Insurance
Self-employed professionals, freelancers, and 1099 contractors get portable private PPO health insurance designed for variable income and no HR department.
See Self-Employed Health Insurance plans →Small Business Group Insurance
Small business group health insurance, ICHRA, and QSEHRA options compared side-by-side so you pick the structure that fits your team size and budget.
See Small Business Group Insurance plans →COBRA Alternatives
Private PPO health insurance plans that replace COBRA at a fraction of the cost, with coverage that can start as soon as your COBRA election window closes.
See COBRA Alternatives plans →
Real Families. Real Coverage.
We Help People Like You Get Covered — Without the Confusion
Simple Process
Get Covered in 4 Simple Steps
Reach Out
Call, text, or fill out the form — a friendly, no-pressure conversation about your situation.
We Talk It Through
We learn about your needs, lifestyle, and budget to find options that genuinely fit.
Review Your Options
You get a shortlist of plans with clear explanations — no jargon, no pressure.
Apply & You're Covered
We handle the application and stay available year-round for questions.
Who We Help
Who We Work With
We specialize in helping modern professionals find flexible coverage — whatever your situation looks like.
Small Business Owners & Entrepreneurs
Group and individual options that scale as your team grows.
Self-Employed & 1099 Contractors
Private PPO plans built for freelancers and independent pros.
Doctors, Dentists & Private Practice Owners
Coverage for high earners who want broad nationwide access.
Families & Individuals
Straightforward plans for everyday households and married couples.
Contractors & Skilled Tradespeople
Flexible year-round enrollment for variable-income work.
Remote & Traveling Professionals
Nationwide PPO networks that travel with your schedule.
Real Coverage, Real People
Wherever Life Has You Right Now
Tradespeople & Contractors
Telehealth-Friendly Plans
Pre-Medicare CouplesWhy It Feels Different
Free & No Obligation
See If You Qualify
Who needs coverage? Select the option that best describes you.
Coverage Area
Licensed in 30+ States
Being licensed across the country lets us help individuals, families, and small businesses explore real coverage options and get state-specific guidance — no matter where you live.
See coverage details by state →“My health insurance agent Kenny is one of the best people in my life. He helped me get the exact coverage I needed at a price that fit my budget. And he continues to help me to this day and has promised to be at my side for life! I'm grateful for his devotion to help his clients and friends.”
“Kenny (Kenaz) has been so patient and informative, and always available to answer any concerns as my business scales. I appreciate the clarity, responsiveness, and specificity he provides throughout our conversations. Thank you so much for being exactly what I needed at a time that's most important to me.”
“Agent is very thorough and concerned for us to get the right coverage for our needs and the most affordable way! Excellent service!!!”
“Excelente persona y asesor, la verdad estoy muy agradecida con el porque me brindó mucha información y ayuda que necesitaba y busca la manera para buscar un seguro bueno y que se adapte a tus necesidades, por eso lo recomiendo.”
“Very grateful to have been able to connect with Kenny. He put me and my family on an amazing plan. My COBRA was more than $1,500. He found us a plan with strong benefits and an amazing network. Thank you!!!”
“Pretty helpful, with what I need.”
“Amazing service!”
“My agent Kenny was more than exceptional. Patiently walked me through the entire process with detailed explanations to make sure I had the best health insurance coverage available. All the questions I had were answered to utmost satisfaction.”
“Very professional, understanding of my needs. I will always recommend to others.”
Your Health Is Your Wealth
Privacy & Security
Your Information Stays Yours
We handle sensitive health and contact information every day — here's how we protect it.
We never sell your data
Your information is used only to match you with coverage — it's never sold or shared with third-party marketers.
Encrypted in transit and at rest
Every form submission is sent over HTTPS and stored in an access-controlled, encrypted database.
You control your information
Ask us to access, correct, or delete your data at any time — no hoops, just an email.
Read our full Privacy Policy for details on what we collect and why.
Quick Answers
Questions Everyone Asks First
Ready to Get Coverage That Actually Works for You?
Free, no-pressure conversation. Compare every option in one call.