Health Insurance for Freelancers & Creatives
Project income that changes month to month shouldn't mean your coverage changes too. We build plans around variable 1099 income, not a steady paycheck.
Get your free quote
Income that swings season to season
A slow month doesn't always mean the same subsidy eligibility as a slow year. We help you estimate your actual annual income before you apply, instead of guessing off whatever check just came in.
No access to a company plan
Freelancing full time usually means no HR department quietly handling your renewal every year. We walk you through it instead.
Keeping the specialists you already see
Switching plans to save money is pointless if it means losing your therapist or your kid's pediatrician. We check your specific providers before you commit to anything.
Who this is for
- Writers, designers, photographers, and other creative freelancers between projects
- Consultants and contractors paid per-project rather than per-paycheck
- Anyone who lost access to a spouse's or former employer's plan
- People who want to keep a specific therapist or specialist regardless of network changes
What we compare for you
- Private PPO plans with broad specialist access, compared against Marketplace options
- Monthly premiums that work with income that swings by project or season
- Plans that don't penalize you for switching clients or taking a slow month
- Dental, vision, and mental health add-ons priced separately so you only pay for what you use
Plan availability, networks, and eligibility vary by carrier, state, and applicant. We review the actual plan documents with you before you decide.